Terms of Use
НазадLast Updated: May 21, 2026
1. General provisions
1.1. These Terms of Use ("Terms") govern the rules for accessing and using Company' platform ("Platform"), as well as the conditions for purchasing and using products and services provided by KEYTO FZ-LLC and / or its affiliated companies ("Company").
1.2. By purchasing access to the Platform or any Company products, the User confirms their full agreement with these Terms.
1.3. These Terms constitute a public offer and are mandatory for compliance.
1.4. The Platform is intended for use by individuals who are at least 18 years old. By using the Platform, the User confirms that they meet this requirement.
2. Definitions
Platform – the website and/or application through which access to the Company's products and / or services is provided.
User – an individual using the Company's products and services.
Products – digital calculators, e-books, analytical materials.
Services – online consultations and analytical reviews provided through the Platform.
Access – the ability to use a digital product after payment.
User Content – any information, materials, or data (including text, images, messages, and profile data) created, uploaded, or shared by Users on the Platform.
Interactive Features – functionality of the Platform that allows Users to interact with each other, including profiles, feeds, matching, and messaging.
3. Subject of the agreement
3.1. The Company provides the User with Access to the following categories of digital products and services, depending on the purchased product:
Digital Products
Basic Numerology Calculator, including:
Comprehensive Analysis (a general description of personal attributes, tendencies, and symbolic life patterns);
Compatibility Analysis (an interpretative overview of interaction tendencies within a pair or group of people, based on symbolic calculations);
Date Compatibility Analysis (an interpretative overview of the relationship between individuals and specific dates, including events or milestones);
interpretation of names or words (in Russian/English) based on symbolic models;
Numerological Calendar (daily interpretative insights based on date-related symbolic calculations).
Professional Numerology Calculator, including all features of the basic version, plus:
Business Analysis (an interpretative overview of personal tendencies, potential strengths, and possible areas of professional realization);
symbolic insights related to financial tendencies and patterns;
Path to Success (general guidance for personal or professional development based on interpretative models);
extended symbolic calculations and additional interpretative insights.
E-books
"Key to Yourself — Key to Everything" — basic guide to the Keyto system;
Professional Guide — extended manual with advanced details.
Services
Individual Online Consultation
Format: Zoom / WhatsApp / Google Meet
Duration: 60 minutes
Topics: personality analysis, compatibility, business profile, Q&A.
The date and time are arranged after payment.
3.2. Products are delivered digitally, including through the automated interface of the Platform and/or via email.
3.3. As part of digital products, the User receives one-time access (unless otherwise specified), intended solely for personal use.
3.4. Products are not physical goods and are delivered exclusively in digital format.
3.5. The Platform may also include interactive and social features, including user profiles, content feeds, matching functionality, and communication tools that allow Users to interact with each other.
4. Ordering, payment and delivery
4.1. Payments are made through available payment systems or via bank transfer.
4.2. Access to digital products is provided automatically or manually after payment confirmation.
4.3. Services are considered delivered:
for digital products — at the moment access is granted;
for consultations — at the scheduled and confirmed time.
4.4. By making a payment, the User confirms that they are using personal payment methods legally belonging to them (bank card, e-wallet, payment system account, etc.).
4.5. It is prohibited to make payments using third-party cards, accounts, or details without explicit, verified permission from the owner. Unauthorized use may be considered fraud and prosecuted.
4.6. If the Company receives information about unauthorized payment (including complaints initiated by the payment method owner), the Company reserves the right to:
cancel the order and/or revoke access to the product/service;
temporarily or permanently block the User's account;
transfer information to competent authorities if necessary;
in case of chargebacks — withhold expenses incurred and block further transactions.
4.7. The User bears full responsibility for the legality of payment operations conducted through the Platform, including compensation for any losses incurred by the Company due to unlawful use of third-party data.
4.8. The Company reserves the right to request identity verification (including but not limited to ID documents or payment confirmation) before granting or maintaining access to any Product or Service. Failure to provide such information may result in suspension or cancellation of access without refund.
4.9. The User agrees not to initiate unjustified chargebacks or payment disputes. In case of such actions, the Company reserves the right to suspend or permanently block access to the Platform and recover any associated costs, including administrative and legal expenses.
5. Refunds and cancellations
5.1. All purchases of digital products and services are final and non-refundable, except where required by applicable law.
5.2. In exceptional cases, the User may submit a refund request by contacting the Company's support team within 10 days from the payment date. The Company reserves the sole and absolute discretion to determine whether a refund is granted.
5.3. Refund requests may be considered in limited circumstances, including but not limited to:
(a) duplicate or accidental payments;
(b) technical errors resulting in failure to provide access to the purchased product or service;
(c) inability to access the product due to a verified fault on the Company's side.
5.4. Refunds will not be provided for reasons such as dissatisfaction with the content, change of mind, or misunderstanding of the nature of the Product or Service.
5.5. If access to a digital product has been granted or the product has been used, the User is generally not eligible for a refund, unless otherwise required by law.
6. Limitation of liability
6.1. All Company products and services are informational in nature and do not have scientifically proven effectiveness. They do not replace professional assistance of any kind, including medical, psychological, legal, or financial guidance. All products and services are provided "as is" and "as available", without warranties of any kind, either express or implied.
6.2. The Company does not guarantee that the User will obtain specific results or outcomes from using the products.
6.3. The Company is not liable for any losses arising from the use or inability to use the Products.
6.4. All calculations in the calculators are the result of proprietary methodology and cannot be verified by third parties.
6.5. To the maximum extent permitted by applicable law, the Company's total liability for any claims arising out of or related to the use of the Platform, Products, or Services shall be limited to the amount actually paid by the User for the respective Product or Service.
6.6. The User acknowledges that all decisions and actions taken based on the use of the Platform or any information provided by the Company are made at their own discretion and risk.
6.7. The Company shall not be responsible for any interactions between Users, including communication, meetings, or relationships formed through the Platform.
6.8. The Company shall not be held liable for any fraudulent or deceptive conduct of third parties or other Users, including through the Platform's communication features. See also Section 10 for further provisions on User interactions.
7. Intellectual Property
7.1. All materials, including texts, algorithms, designs, images, and calculator structures, are copyrighted and owned by the Company.
7.2. Copying, modifying, distributing, or using any materials of the Platform without written permission is prohibited.
7.3. Violation of intellectual property rights entails liability under applicable law.
8. License to Use
8.1. The User receives a limited, non-exclusive, non-transferable license for personal use of the Company's products.
8.2. The User is prohibited from providing access to third parties, reselling, or making products publicly available.
9. User behavior
9.1. The User agrees to use the Platform in compliance with applicable law, these Terms, and ethical standards. It is prohibited to:
use the Platform for illegal purposes or in ways that violate rights or interests of third parties;
share or publish false, misleading, defamatory, offensive, or damaging information;
upload or distribute malicious code (viruses, trojans, spyware, etc.);
use automated tools (bots, parsers, scripts) for accessing products or collecting information;
bypass authorization systems or access restrictions;
share login credentials or access to purchased digital products with third parties;
use the Platform for spam, promotion of third-party products, or redirecting traffic;
interfere with servers, networks, or infrastructure;
attempt reverse engineering, decompilation, or copying of algorithms;
impersonate others or provide false registration information;
collect personal data of other users;
violate Company or third-party intellectual property rights;
post or share offensive, abusive, harassing, sexually explicit, or inappropriate content;
use the Platform to harass, manipulate, or exploit other Users;
create fake profiles or impersonate another person;
engage in fraudulent, deceptive, or misleading interactions with other Users.
9.2. In case of violations, access may be blocked without a refund.
10. User interaction and content
10.1. The Platform may include interactive features such as user profiles, content feeds, messaging, and other forms of communication between Users.
10.2. Users may create, upload, publish, and share User Content on the Platform.
10.3. The User is solely responsible for any User Content they create or share and agrees that such content complies with applicable laws and does not infringe the rights of third parties.
10.4. The Company does not verify, monitor, or guarantee the accuracy, reliability, or legality of User Content.
10.5. The Company shall not be responsible for any User Content or for any loss or damage resulting from reliance on such content.
10.6. The Platform may allow Users to communicate with each other via chat or other tools. The Company does not control or guarantee the safety, accuracy, or legality of such communications.
10.7. The User acknowledges that all interactions with other Users, whether online or offline, are conducted at their own risk.
10.8. The Company does not verify the identity of Users and does not guarantee that Users are who they claim to be.
10.9. The Company shall not be responsible for any disputes, damages, losses, or incidents arising from User interactions, including meetings or relationships.
10.10. The Company reserves the right, but not the obligation, to monitor, review, remove, or restrict any User Content or User account at its sole discretion, without prior notice.
10.11. Users may report inappropriate content or behavior. The Company reserves the right to investigate and take appropriate action, including account suspension or termination.
10.12. By posting or sharing User Content, the User grants the Company a non-exclusive, worldwide, royalty-free license to use, display, and distribute such content solely for the purpose of operating and improving the Platform.
11. Force Majeure
11.1. The Company is not liable for failure to fulfill obligations due to force majeure circumstances, including provider outages, technical failures, actions of authorities, etc.
12. Personal data processing
12.1. The Company collects and processes only the data necessary to provide services (full name, email, etc.) in accordance with the applicable law,
12.2. The User consents to the processing of their personal data upon payment and/or registration on the Platform.
12.3. Detailed information about the collection, use, storage, and protection of personal data is provided in the Company's Privacy Policy, which forms an integral part of these Terms.
13. Changes to the Terms
13.1. The Company may modify these Terms at any time. Changes become effective upon publication on the website.
14. Governing law and dispute resolution
14.1. This Agreement shall be governed by and interpreted in accordance with the laws of the Emirate of Ras Al Khaimah, United Arab Emirates ("UAE").
14.2. All disputes arising out of or relating to these Terms shall be resolved through amicable negotiations. If the parties fail to reach a resolution, the dispute shall be submitted to the exclusive jurisdiction of the courts of Ras Al Khaimah, UAE.
15. Health, wellness, and psychological disclaimer
15.1. The Company does not provide medical, psychological, psychiatric, therapeutic, or diagnostic services. All information available on the Platform, in digital products, calculators, or consultations is for informational and educational purposes only.
15.2. The Company is not a psychological service and does not assess the psychological or emotional states of Users. Users with mental health concerns must consult licensed professionals.
15.3. Wellness or health-related information on the Platform is not medical advice. Users should consult healthcare providers before starting new health routines.
15.4. Users accept risks associated with wellness practices. The Company is not responsible for injuries or damages arising from such practices.
15.5. This disclaimer applies to all digital products, analytical tools, and consultations.
15.6. The Company's products and services are intended for personal development, informational, and entertainment purposes only and should not be interpreted as predictive, advisory, or professional guidance of any kind.
16. Additional provisions
16.1. The Company does not guarantee uninterrupted operation of the Platform.
16.2. Users are responsible for the confidentiality of their login details.
16.3. The Company may suspend or terminate access without refund in case of violations.
16.4. Users are responsible for all applicable taxes and conversion fees.
16.5. The Platform may rely on third-party services, including but not limited to payment systems, communication tools (such as Zoom, WhatsApp, Google Meet), and email providers.
16.6. The Company is not responsible for the performance, availability, or security of such third-party services.
16.7. The User agrees to comply with the terms and policies of such third-party providers when using related services.
16.8. These Terms constitute the entire agreement between the User and the Company regarding the use of the Platform and supersede all prior agreements or understandings.
16.9. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
16.10. The Company reserves the right to assign or transfer its rights and obligations under these Terms to any third party without prior notice to the User.
17. Contact information
KEYTO FZ-LLC
Address: CWEP0858, Compass Building, Al Shohada Road, A Hamra Industrial Zone - FZ, Ras al-Khaimah, United Arab Emirates
Email: support@numsle.com